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<url><loc>https://faultandflood.com/</loc><lastmod>2026-08-21</lastmod><image:image><image:loc>https://faultandflood.com/share-home.svg</image:loc></image:image></url>
<url><loc>https://faultandflood.com/news/hannover-re-expands-insurance/</loc><lastmod>2026-08-21</lastmod><image:image><image:loc>https://faultandflood.com/share-hannover-re-expands-insurance.svg</image:loc><image:title>Rescue team in action during flooding in Buenos Aires, aiding relief efforts in affected...</image:title><image:caption>Hannover Re is building out its insurance-linked securities platform, aiming to broaden its investor base and offer more investment opportunities (Source: Artemis)</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/regulator-objections-delay-insurance/</loc><lastmod>2026-08-21</lastmod><image:image><image:loc>https://faultandflood.com/share-regulator-objections-delay-insurance.svg</image:loc><image:title>Drone view dramatic impact of massive hurricane on small village with destroyed cottages and...</image:title><image:caption>ZestyAI analyzed tens of thousands of insurance rate filings and found that regulator objections can significantly delay the approval process, with 44% of filings drawing at least one objection</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/ftc-investigates-epic-systems/</loc><lastmod>2026-08-21</lastmod><image:image><image:loc>https://faultandflood.com/share-ftc-investigates-epic-systems.svg</image:loc><image:title>A captivating aerial photography of smoke arising from a forest in Chattanooga, Tennessee...</image:title><image:caption>The US Federal Trade Commission is investigating Epic Systems, a healthcare database company, over antitrust concerns related to its electronic health record systems. (Source: Insurance Journal)</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/meta-faces-landmark-trial/</loc><lastmod>2026-08-20</lastmod><image:image><image:loc>https://faultandflood.com/share-meta-faces-landmark-trial.svg</image:loc><image:title>Flood, park bench, flooded, red, natural disaster, flotsam and jetsam. Natural Disasters</image:title><image:caption>A coalition of state attorneys general is suing Meta Platforms Inc. over claims that the company deliberately designed Facebook and Instagram to encourage compulsive use among young users.</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/noaa-leverages-advanced-technologies/</loc><lastmod>2026-08-20</lastmod><image:image><image:loc>https://faultandflood.com/share-noaa-leverages-advanced-technologies.svg</image:loc><image:title>Wildfire, forest fire, bushfire, fire, disaster, flames. Natural Disasters Climate</image:title><image:caption>The National Oceanic and Atmospheric Administration (NOAA) is utilizing cutting-edge technologies to collect and analyze data on ocean resources and habitats, supporting healthy ecosystems and...</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/severe-thunderstorm-watch-remains/</loc><lastmod>2026-08-19</lastmod><image:image><image:loc>https://faultandflood.com/share-severe-thunderstorm-watch-remains.svg</image:loc><image:title>Card, climate, clouds, danger, dark, disaster. Natural Disasters Climate</image:title><image:caption>The Storm Prediction Center reports that Severe Thunderstorm Watch 599 continues, with potential for severe hail and wind in parts of Nebraska, Iowa, and Missouri. While the storm cluster may...</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/severe-thunderstorm-watch-issued/</loc><lastmod>2026-08-19</lastmod><image:image><image:loc>https://faultandflood.com/share-severe-thunderstorm-watch-issued.svg</image:loc><image:title>Flood, flooding, wet, water, damage, disaster. Natural Disasters Climate</image:title><image:caption>The National Weather Service&#x27;s Storm Prediction Center has issued a Severe Thunderstorm Watch for parts of southwest Iowa and central to eastern Nebraska, warning of potential damaging winds and...</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/tropical-cyclones-eastern-pacific-708104/</loc><lastmod>2026-08-16</lastmod><image:image><image:loc>https://faultandflood.com/share-tropical-cyclones-eastern-pacific-708104.svg</image:loc><image:title>Beach erosion, hurricane matthew, damage, destruction, beach, landscape. Natural Disasters Climate</image:title><image:caption>According to the National Hurricane Center, there are currently no tropical cyclones in the Eastern Pacific. (Source: NOAA National Hurricane Center)</image:caption></image:image></url>
<url><loc>https://faultandflood.com/news/tropical-weather-outlook-highlights-620bfa/</loc><lastmod>2026-08-16</lastmod><image:image><image:loc>https://faultandflood.com/share-tropical-weather-outlook-highlights-620bfa.svg</image:loc><image:title>Thunderstorm, lightning, crane, hurricane, nature, catastrophe. Natural Disasters Climate</image:title><image:caption>The National Hurricane Center reports Tropical Storm Lala active south of Honolulu and notes a medium-chance (50 %) of a tropical depression forming later this week in the western East Pacific...</image:caption></image:image></url>
<url><loc>https://faultandflood.com/preparedness/</loc><lastmod>2026-08-21</lastmod></url>
<url><loc>https://faultandflood.com/regions/</loc><lastmod>2026-08-21</lastmod></url>
<url><loc>https://faultandflood.com/news/</loc><lastmod>2026-08-21</lastmod></url>
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